🏦 Loan Calculator - Free & Accurate Loan Estimator

Plan your finances wisely. Calculate your loan payments, total interest, and repayment terms in seconds with Free Calculator's free online loan calculator.

💡 Practical Advice: Choosing a shorter repayment term means higher monthly payments but significantly reduces total interest. Use the calculator to compare different plans and find the repayment schedule that suits you best.
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How to use

The loan calculator provides professional loan repayment plan analysis, including monthly payment amounts, total interest, and detailed repayment schedules, helping you make informed borrowing decisions.

  1. Enter the loan amount (principal)
  2. Enter the annual interest rate (APR)
  3. Enter the loan term in years
  4. Choose payment frequency (monthly, bi-weekly, or weekly)
  5. View your payment schedule and total interest cost

Frequently Asked Questions

How does the loan calculator work?

Our loan calculator uses your loan amount, interest rate, and loan term to calculate your monthly payment, total interest, and complete amortization schedule. Simply enter your loan details and get instant, accurate results.

What is an amortization schedule?

An amortization schedule is a table showing each loan payment breakdown over time. It displays how much of each payment goes toward principal versus interest, and the remaining balance after each payment.

Can I use this calculator for mortgages, car loans, and personal loans?

Yes! This calculator works for any type of installment loan including mortgages, auto loans, personal loans, student loans, and business loans. Just enter your specific loan terms to get accurate payment estimates.

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